Being insured is next to being wise. Insurance is one of the pillars on which the financial stability of any person, family or business stands. Insurance is your financial protection against any unfortunate event happening in future. But for any insurance to be meaningful, it should be taken on time, should be of appropriate coverage such that the financial risk is largely mitigated and should be suited to your needs. Unfortunately today a lot of risks are uncovered and even if insurance is taken, the coverage is generally inadequate. Further more, there is generally lack of awareness of the insurance products available resulting in mismatch between the needs and the actual policies subscribed by policyholders.We strongly believe that any person, family or business must be appropriately covered at all times against relevant risks with appropriate policies to ensure that their financial well-being is beyond any unfortunate circumstance. The insurance risks must be properly evaluated and policies that match your needs the most should be selected. As an organisation we believe in overall financial planning of the customer which can help us in achieving moving towards the overall well being of the customer. The approach towards any financial or insurance advisory must be customer centric and unbiased to any particular product or idea. The idea is to get the right coverage, at the right time, through the right product and at the right cost to the customer.
Taking insurance is not a event but an process which has a long term impact and something that demands your commitment and discipline. As such any insurance decision must be carefully taken after understanding all relevant aspects. Every customer has a right to know all details of the insurance policy he/she is subscribing to. Further on part of the customer, all relevant facts must be fairly disclosed to the insurer.